At Five Star Reverse Funding, your privacy is important to us. That is why we work hard to uphold your privacy. The information that you provide us is always kept in the strictest confidence. We have no intention of selling your Non Public Personal Information to any affiliated third parties. We make this commitment to you with pride because your trust is the foundation of our business.

To protect your privacy and maintain your confidence in us, we have developed the following policies. These policies describe the strict standards we have in place to protect your confidentiality. Therefore, we ask you to please read this information carefully.

We will tell you the sources of Non Public Personal Information we collect from you. We will then tell you what steps we take to protect that information.

We first define some terms used in this notice;
We, Our and Us mean Five Star Reverse Funding.
You and Your mean all applicants for mortgage.

Those consumers who have provied us with Non Public Personal Information for the purpose of determining whether he or she qualifies for a mortgage loan; and those customers who have obtained real estate settlement services from us.

Non Public Personal Information means personally indentifiable financial information about you that we collect in connection with providing a financial product or service to you. This does not include information that is available from public sources, such as government real estate records.

Affiliate means a company we own or control, a company that owns or controls us or a company that is owned or controlled by the same company as us.

Nonaffiliated third party means a company that is not an affiliate of ours.

We collect non public information about you from the following sources.

• Information we receive from you on applications or other forms;
• Information about your transactions with us, our affiliates or others; and
• Information we receive from a consumer reporting agency.

We do not disclose any non public information about our consumers, customers or former customers to anyone, expect as permitted by law. We restrict access to non public personal information about you to those employees who need to know that information about you to those employees who need to know that information to provide the requested products or services to you. We maintain physical, electronic and procedural safeguages that comply with federal regulations to guard your non public personal information.